(844) 452-4579

Español

KOFE

KOFE – Tampa Bay Federal Credit Union

Quiz

Do you know where you stand? Take our financial evaluation

Saving money is as personal and as individual as making money. Give us 5 minutes and we’ll give you customized financial advice.

Take Financial Assessment
Image of happy young woman using laptop in office

Coaching

Free financial coaching

Let our financial experts help you achieve your goals

Ask a Coach
Image of three young colleagues filing paperwork at meeting

New!

The 2026 Money Confidence Roadmap

A year-long guide to easing financial stress, improving credit, and regaining control over debt

Get the Roadmap
Thumbnail mage for 2026 Roadmap booklet

Courses

Want to become an expert in personal finance

Try our financial courses

Take a Course
Image of happy husband and wife looking at laptop

Budgeting

Budgeting is the key to success

Keep your finances in shape with this easy tool

Start Planning
Image of woman working with financial papers at home on calculator

Taxes

The ABCs of the IRS: Taxes made simple

No one likes paying taxes. No one likes thinking about taxes. Here’s how to save money (and aggravation) in just a few minutes.

Click Here
Photo of cheerful loving young couple using laptop and analyzing their finances with documents

Search financial topics to help you navigate major life events

Browse our popular topics

banking basics Budgeting Buying a Home Debt Financial Goals getting out Income net worth ratio reduce spending guidelines Understanding Credit

Statistics for American households

51%

Only 51% of American adults are financially literate

Marketwatch

1 in 5

Nearly 1 in 5 credit card owners are borrowing 90% or more of their available credit – 15% of these are Gen Z borrowers who have the highest delinquency rates among all other demographics

New York Federal Reserve

55%

Small businesses accounted for 55% of job creation between 2013 – 2023

Bureau of Labor Statistics

1.54%

Only 1.54% of U.S. consumers have a perfect FICO Score of 850

Experian

15.5%

Only 15.5% of homes for sale in 2023 were affordable for the typical U.S. household—the lowest share on record – down from 45% in 2020

Redfin

$1,225

The average American consumer is paying $1,225 a month in credit cards, mortgages and auto loans

Experian

1 out of 3

1 out of 3 Americans believe they’ll never own a home (38%)

Redfin

$1,506

Americans lost an average of $1,506 in 2023 due to financial illiteracy

Financial Educators Council

Next Upcoming Webinar

Know Your Money Personality: What Is Your Financial DNA?

Understand your unique spending style to build better financial habits.

12/09/2026 1:00 pm (EST)

In this free webinar, you’ll learn…

  • How to identify your dominant Money Personality
  • How to align your natural money style with practical financial goals
  • Which budgeting systems and tools best fit your financial DNA
Register for the Webinar
Smiling woman in a polka-dot blouse at her home workspace